Bank of America CC

Customized Cash Rewards

Once you've had your BoFA checking account for a few months and your credit score (started by Zolve) is appearing, you can apply for a Bank of America Credit Card.

The Opportunity

• No SSN (Initially): If you still don't have your SSN card but have your bank account, BoFA is often willing to issue a card based on your internal banking history with them.
• Customized Cash Rewards: Their most popular card allows you to choose a category (like Online Shopping) to get 3% cashback.

Pro-tip: If you keep a high balance in your BoFA accounts, you might qualify for their "Preferred Rewards" program, which boosts your credit card cashback even further.