OptimalSwipe
The smartest way to swipe. Period.
Stop leaving money on the table. OptimalSwipe helps you navigate your wallet to find the absolute best card for every purchase, while keeping your data exactly where it belongs: with you.
How It Works
A simple, local-first workflow designed for your privacy.
Add Your Cards
Input your credit cards and their reward structures. Use our Preset Library to add popular cards in seconds. Everything stays on your device.
Live Sync (Optional)
Link a local file on your device. Every change is instantly saved, allowing you to sync across all your devices securely without a cloud provider.
Real-time ROI
When you're at a store, just open the app. OptimalSwipe tells you exactly which card gives you the most rewards for that specific merchant or category.
Core Features
Maximum rewards, zero privacy trade-offs.
🛡️ Privacy First
No accounts. No passwords. No cloud trackers. Your financial information never touches our servers—or anyone else's.
🔄 Universal Sync
Works on iPhone, Android, and Desktop. Real-time sync via local file system access (standard on modern browsers).
⚡ Preset Library
Instant setup for popular cards like Chase Sapphire, Amex Gold, Bilt, and more. No manual data entry needed.
🔐 Biometric Lock
Secure your wallet with FaceID or TouchID directly in the browser for an extra layer of on-device protection.
iOS Integration
Experience the future of personal finance automation with our custom Apple Shortcuts.
Record Apple Payment
Automatically log your Apple Pay transactions to your private vault with a single tap.
Setup: Create a Personal Automation → Wallet → Run Immediately → Add this shortcut.
Recommend Card
Get the absolute best card recommendation instantly from your Home Screen or via Siri.
Optimized for the Action Button. Perfect for quick decisions at the register without launching the full app.
Ready to optimize?
Join thousands of users maximizing their rewards with total privacy.
Open OptimalSwipe